Become financially savvy, 2 minutes at a time.

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    What is the Actual Cost of Lexus’ Red Gift Bow? →

    Every year, it seems like Lexus buys up every available ad space on television to run its holiday spots. You remember these ads, right? They try to get you to buy a car and gift it with a pretty red…

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    Wells Fargo, Credit Suisse Financing Payday Lending Growth →


    (Courtesy rinkjustice on Flickr)

    On a cold October morning at a suburban hotel ballroom in Chicago, a representative from payday lender ACE Cash Express took to the stage to…

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    Occupy San Francisco Starts a Credit Union for the 99% →

    Occupy San Francisco announced they will start a credit union to help keep local money out of the hands of big banks and to promote their community economics initiatives….

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    How to Lower Your Car Payments By Refinancing Your Auto Loan →

    Stuck in an auto loan you can’t afford? Do you really want to keep your car but the monthly payments are too high? Refinancing your auto loan may be an option. Check out…

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    Why Did American Airlines File for Bankruptcy? →

    AA Boeing 757 - Courtesy AA

    It’s no secret that the cost of flying has skyrocketed. Fliers see it in their ticket prices, increased fees and a lowered level of service. But when one…

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    What is an Upside Down Car Loan? →

    Why should you be afraid of an upside down car loan? It’s actually a fancy way of saying that you’re accruing negative equity in your loan. Watch this two minute video to…

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    America’s Cheapest Smartphone Plan a Smart Buy? →


    (Courtesy of Republic Wireless)

    A little-known communications company rolled out a $19 unlimited everything monthly smartphone plan yesterday. You read that correctly, unlimited…

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    How to Win Cash and Prizes With Your Bank Account →

    What if every time you made a deposit into your savings account or made a loan payment, you could win $2 million or a new car? Too good to be true? Not anymore. It’s…

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    Banks vs. Credit Unions: What’s the Difference? →

    Thinking about moving your money out of a big bank and into a local credit union? Get the low down on their differences in this two minute video.

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    What’s Wrong With the Post Office? →


    (Courtesy USPS)

    What’s Going On?

    Last week, the U.S. Postal Service announced that it would raise first-class stamp prices to 45 cents on January 22, 2012, a one-cent increase. It’s…